There have always been men - black and white - who have had secret sexual lives with men. But the creation of an organized, underground subculture largely made up of black men who otherwise live straight lives is a phenomenon of the last decade. Many of the men at Flex tonight - and many of the black men I met these past months in Cleveland, Atlanta, Florida, New York and Boston - are on the Down Low, or on the DL, as they more often call it. Most date or marry women and engage sexually with men they meet only in anonymous settings like bathhouses and parks or through the Internet. Many of these men are young and from the inner city, where they live in a hypermasculine ''thug'' culture. Other DL men form romantic relationships with men and may even be peripheral participants in mainstream gay culture, all unknown to their colleagues and families. Most DL men identify themselves not as gay or bisexual but first and foremost as black.